Our Story

It all started in late 2002. I was working for a property investment firm that branched into finance as well as property sales.  Here I was attempting to juggle both, but it just didn’t work. So I made the decision to focus on finance and joined a finance company working with some high achievers and seasoned professionals who taught me all that they knew. 

In 2004 I married the man of my dreams. Our first gorgeous son arrived in 2007 and two years later two more arrived at once (yes we had twins!).  Our family had grown virtually overnight!  During this time work had changed dramatically too.  The company I was with had sold to large corporate and the culture had changed.  My bosses were leaving so I took the plunge and opened my own finance company, Mortgage Finesse in 2009.  This gave me the flexibility I needed for our three little men while fulfilling my long term of dream of running my own business.

So much has happened since then.  We started out with a desk in the front entrance of my home, and after 3 more office moves have finally settled beachside in Edithvale. Here we can achieve some work life balance, as best we can anyway, and stay reasonably central for many of our clients. 

Over time I’ve built up a wonderful client base, many of whom are still with me.  They have seen me get married, have my children, start my own business and watch my hair go grey!  On the flip side I have seen them do the same. Many of their children have all grown up and I’ve helped them get finance for their own homes too (some of these children I met when they were 5!). 

I am extremely proud of where I have come from and the journey my clients and I have taken together.   I love watching my clients grow and build their lives over time, sharing the journey with them is what brings me joy.

  • Julie
    “If you are thinking of using a mortgage broker, I would recommend doing your homework.  If you are as lucky as I am, the experience will be smooth.  In our early planning stages, we engaged in the services of Mortgage Finesse.  Danielle Ridley our Principal Broker guided us through the process and equipped us with all the advice we needed.”

    I have an awesome Mortgage Broker!

Our Team

We know that getting a loan can be stressful. That’s why we are there every step of the way keeping you informed, ensuring your experience is as seamless as possible. Mortgages are a serious business, but we try not to take ourselves too seriously. We love nothing more than a good laugh and some karaoke in the office to get us through the day. We all live locally and love that we can balance our work and home life.

So who are we? Check us out.

DANIELLE RIDLEY

DIRECTOR

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Danielle has been in the finance industry since 2002 with previous experience in real estate and insurance. Her professional knowledge and dedication to customer service means that her clients are always well looked after. Danielle is dynamic, energetic and passionate about people and finance. She cares about every client and getting the best possible outcome for them. Whether it’s for a first home buyer or investor, upsizing or downsizing, Danielle doesn’t rest until she knows that she has done all she can in ensuring her clients are closer to achieving their financial goals.
Danielle equips herself through constant personal development. She is an avid reader, enjoys socialising, gardening, watching movies, outdoor exercise and spending time with her husband and three boys.
My goal is to help other's achieve their home dreams.
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Philippa Caarels

Office Manager & Administration Assistant

Philippa joined the team in September 2016 as Administration Officer. She has well developed administrative and customer service skills all gained during her working career in banking, administration and hospitality. Philippa is now also our fabulous Office Manager.

Her happy disposition and can-do attitude make her a delight for clients to deal with. Philippa strives to help our clients during the loan application process and assisting with their property finances. Her knowledge and experience mean that our clients can relax knowing they are in capable hands.

Outside of work Philippa enjoys cooking, traveling and dining out, she is also mum to two adult children.

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Mel Savage

Administration Assistant

Mel is the newest member of the team, coming on board in June 2017. Administration and customer service are her thing, experience which she has gained across a number of industry sectors, and more recently in the area of finance.

Her warm and bubbly personality instantly puts our customers at ease when it comes to assisting them throughout the loan process. She is keen to ensure they feel comfortable and informed at all times.

When she’s not at work Mel enjoys spending time raising her three children and socialising with friends.